"Gamswitch QR Payment allows merchants to accept payments instantly using QR codes, with funds securely processed through the national switch."
A step-by-step overview of how this service operates.
The merchant registers with any Gamswitch-connected bank or wallet provider and receives their unique Gamswitch QR code.
The customer opens their bank app or mobile wallet and uses the scan-to-pay feature to scan the merchant's QR code.
The payment amount is displayed on the customer's screen. The customer confirms and authenticates using their PIN or biometric.
The customer's institution sends a payment instruction to Gamswitch, which routes and settles the transaction with the merchant's institution.
The merchant receives an instant payment notification, and the transaction is reflected in their settlement account within the agreed timeline.
The capabilities that make this service powerful and reliable.
One QR code per merchant works with all Gamswitch-connected banks and mobile wallets — no multiple codes required.
Merchants can accept QR payments with just a printed QR code or a basic display — no expensive terminal required.
Fully compliant with the EMV QR Code Payment Specification for interoperability and security.
Merchant receives instant payment confirmation enabling immediate service or goods delivery.
You need to be registered with any Gamswitch-connected bank or mobile wallet provider. Once registered, you will receive your unique Gamswitch QR code. You can print it and display it at your business — no additional hardware is required.
Yes. The Gamswitch unified QR code is accepted by all connected banks and mobile wallets in The Gambia. Your customers can pay regardless of which institution they use.
Settlement timelines are agreed between you and your bank or wallet provider. Typically, funds are settled to your account within one business day.
This service is designed for the following institutions and organisations.
Market traders, small shops, and micro-enterprises that want to accept digital payments without investing in expensive terminal hardware.
Online businesses that want to provide a QR code payment option alongside traditional card and wallet checkout.
Freelancers, tradespeople, and service providers who want a simple way to request and receive payments from clients.
Reach out to our team to learn how this service can work for your institution.
Discover the full breadth of what our national payment switch has to offer.