Terms of Use

By accessing, browsing, or otherwise using the Website, you acknowledge that you have read, understood, and agree to be bound by this Agreement, along with our Privacy Policy, which is incorporated herein by reference.

If you are accessing the Website on behalf of an organisation or institution, you represent that you have the authority to bind that entity to this Agreement, and references to "you" include both you individually and that entity.

The Gamswitch Website is an informational and corporate communications platform operated by Gamswitch Company LTD — The Gambia's National Payment Switch. The Website provides information about Gamswitch, its services, team, and career opportunities. It also facilitates contact enquiries and employment applications.

The Website does not provide banking services, process financial transactions, or act as a payment gateway. Gamswitch's payment switching infrastructure is operated exclusively for and through authorised member institutions and is governed by the Central Bank of The Gambia (CBG) and applicable financial regulations.

You may use this Website solely for lawful, personal, and non-commercial informational purposes. Specifically, you are permitted to:

• Browse and read content published on the Website
• Submit enquiries through the contact form
• Submit employment applications through the careers section
• Share links to publicly accessible pages of the Website

When using this Website, you agree to:

• Comply with all applicable laws and regulations of The Gambia and any other jurisdiction from which you access the Website
• Provide accurate, truthful, and complete information when submitting any form, including contact enquiries and job applications
• Refrain from uploading, transmitting, or distributing any content that is unlawful, harmful, defamatory, fraudulent, or infringes the rights of any third party
• Not attempt to gain unauthorised access to any part of the Website or its underlying systems
• Not use any automated tools, bots, scrapers, or similar technologies to extract data from the Website without prior written consent
• Not engage in any conduct that may disrupt, overload, or impair the proper functioning of the Website or its infrastructure

The careers section of the Website allows prospective candidates to submit employment applications to Gamswitch. By submitting an application, you:

• Confirm that all information and documents you submit (including your CV and application letter) are accurate, complete, and your own original work
• Consent to Gamswitch collecting, storing, and processing your personal data for the purposes of evaluating your application and communicating with you about your candidacy
• Acknowledge that submission of an application does not guarantee an interview, offer of employment, or any further communication
• Agree that Gamswitch may retain your application data for a reasonable period as outlined in our Privacy Policy

All content on this Website — including but not limited to text, graphics, logos, icons, images, audio and video clips, data compilations, and software — is the property of Gamswitch Company LTD or its content suppliers and is protected by the laws of The Gambia and applicable international intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, republish, download, store, or transmit any material from this Website without our prior written consent, except for:

• Temporary caching by your browser during normal browsing
• Printing a reasonable number of pages for personal, non-commercial reference

The Gamswitch name, logo, and all related marks are trademarks of Gamswitch Company LTD. Nothing in this Agreement grants you any right to use our trademarks without prior written permission.

The Website and all content provided on it are offered on an "as is" and "as available" basis. Gamswitch makes no representations or warranties of any kind, express or implied, including but not limited to:

• Accuracy, completeness, or timeliness of any information on the Website
• Uninterrupted, error-free, or secure access to the Website
• The fitness of the Website for any particular purpose

Information on the Website is provided for general informational purposes only and should not be construed as financial, legal, or professional advice.

To the fullest extent permitted by applicable law, Gamswitch Company LTD, its directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising out of or in connection with your use of, or inability to use, the Website or its content — even if Gamswitch has been advised of the possibility of such damages.

In no event shall Gamswitch's total liability to you for all claims arising out of or related to this Agreement exceed the amount you paid, if any, to access the Website during the twelve (12) months preceding the claim.

The Website may contain links to external websites operated by third parties. These links are provided for your convenience only. Gamswitch has no control over the content, privacy practices, or availability of these external sites and accepts no responsibility or liability for them. Accessing any third-party website linked from this Website is done entirely at your own risk.

We reserve the right to update or modify this Agreement at any time. When we do, the revised version will be posted on this page with an updated "Last Updated" date. Your continued use of the Website after any such changes constitutes your acceptance of the revised Agreement. We encourage you to review this page periodically.

This Agreement shall be governed by and construed in accordance with the laws of the Republic of The Gambia, without regard to its conflict of law provisions. Any disputes arising under or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of The Gambia.

If you have any questions, concerns, or feedback regarding these Terms of Use, please contact us:

• Gamswitch Company LTD
• Email: info@gamswitch.com
• Website: gamswitch.com