The Gambia's National Payment Switch — sovereign, secure, and built for the future.
Gamswitch was established by the Central Bank of The Gambia and a few private investors to be a vehicle for rapid development of the retail electronic payment industry in The Gambia
Gamswitch is The Gambia’s national payment switch, established under the leadership of the Central Bank of The Gambia to drive the development of a modern, interoperable electronic payments ecosystem.
As the country’s central switching infrastructure, Gamswitch connects commercial banks, financial institutions, and service providers, enabling secure, real-time processing of electronic transactions at a national scale.
The platform supports seamless integration across a wide range of channels and systems, including ATMs, POS, mobile and web platforms, billing systems, and international payment schemes. It also facilitates efficient clearing and settlement of transactions through the Central Bank’s RTGS system.
Gamswitch continues to expand its ecosystem by integrating mobile money operators, merchants, government services, utilities, and fintechs, playing a critical role in advancing digital payments and financial inclusion across The Gambia.
Gamswitch, as the national payment switch, provides a centralized, real-time infrastructure that connects financial institutions and service providers across The Gambia. It enables seamless electronic payments, fund transfers, and access to financial services across multiple channels, supporting both retail and institutional transactions.
At its core, Gamswitch acts as a secure transaction hub, orchestrating the end-to-end flow between payers and beneficiaries. By aggregating banks, fintechs, and service providers onto a single interoperable platform, it ensures efficient routing, processing, and settlement of transactions at scale.
With established connectivity to all commercial banks, Gamswitch continues to expand its ecosystem through integration with mobile money operators, merchants, government platforms, utility providers, schools, and international money transfer services. This growing network is supported by modern capabilities such as API-driven integrations, multi-channel acceptance (POS, QR, mobile, online), and real-time switching.
Our vision is to power a fully interoperable, future-ready payments ecosystem in The Gambia, aligned with global standards and emerging technologies. Building on foundational achievements such as nationwide ATM interoperability and biller integrations, the platform has evolved to support a broad range of payment rails and instruments.
Today, Gamwitch is driving expansion across POS networks, QR-based payments, and multi-channel acceptance, while enabling integration with global schemes such as Visa and Mastercard. The platform also supports direct remittances and transaction termination, facilitating seamless domestic and cross-border payment flows.
The next phase of Gamswitch’s mission is to deepen interoperability and accelerate digital adoption by enabling universal acceptance across all channels and payment instruments. This includes scaling merchant acquiring, expanding QR and contactless payments, strengthening cross-border connectivity, and unlocking innovation through open APIs and fintech partnerships.
Gamswitch was established as a joint initiative to create unified digital payment infrastructure across The Gambia.
Gamswitch was established as a collaborative initiative between Interswitch Limited, Trust Bank Limited, The Central Bank of The Gambia (CBG), Unique Solutions, and other commercial banks under the Banker's Association.
As of 2024, Gamswitch is now fully owned by the Central Bank of The Gambia, cementing its role as the sovereign national payment infrastructure for all Gambians.
Meet the experienced team keeping Gambia's digital payment infrastructure running 24/7 — a diverse group of professionals poised towards excellence.
Reach us at info@gamswitch.com or call +220 7904281